Retailers can collect payments from their clients via the UPI Collection API's payment linkages with their payment gateway user interface. The technique employs a specially tailored payment link or QR code developed by the seller, and clients can make payments directly from their bank accounts. The user-friendly platform enables you to initiate safe payments and transactions for your clients. The API simplifies a variety of functions such as transfer, payment acceptance, and reconciliation. It supports a virtual cashless economy by reducing the use of actual cash.